Hubby and I have to laugh because sometimes we just wanna cry. Right when we have money saved for one thing, another crisis comes up. The money saved goes elsewhere, not for what it was intended for.
We've been saving money for furniture, garage/carport/deck and other things for our new home. We had plans to use Uncle Sam's refund and we did have some saved
However, our life doesn't go that smoothly.
Unexpected dental bills came. It is totally ridiculous the medical professionals want such a high down payment when we have insurance. Lawnmower broke. Weed eater broke.
Lawnmower and weed eater needs to be replaced soon because the grass won't stop growing. We knew the lawnmower would be needing replacing but just not this soon.
Of course, since that money slipped through our fingers, a freezer we had been watching for came on sale. Why couldn't it have come on sale a week earlier?
I think I am going to buy a lottery ticket this weekend. Maybe for once our luck will change. I'm not banking on it though.
It is just so darn frustrating.
I guess one way to look at is, at least we are able to save some and we do have more than others.
Have you saved for something but have to use the money for something else?
Showing posts with label financial. Show all posts
Showing posts with label financial. Show all posts
Thursday, May 23, 2013
Tuesday, July 17, 2012
Want a Sale? Listen!!!
Hubby and I are in process of ATTEMPTING to buy a home. I understand home buying is complicated and stressful. I know it will be a little more difficult for us with our financial situation. However, there should be some give and take. They asked for bank statements, statements of assets, etc. We gave it to them. We asked questions regarding a modification of the home, what is the next step, etc. They respond they will get back to us or they will tell us. But the next time we talk with them, it is a different story.
When we first walked into the business just looking around, not intending to do anything but hope and see what was out there. As the salesman began interaction with us, he said, “We can get your a home.” We were frank with our financial history. “No problem” he and his boss said. So we started the grueling process with our hopes up high.
I admit, a sticky situation came up with our credit reports. We are rectifying it, or trying to anyway. They told us that would be no problem. They would work with us. They keep telling us the same thing.
We also told them Hubby works but his work hours can vary. We told them he would be out of town last week and it would be best to contact me. What do they do? They called him bright and early one morning waking him as he had been working graveyard shift.
My Hubby and I have been dealing with this salesperson for a couple of weeks now. Yesterday, I dropped off a document I had been waiting for that came in the weekend along with additional paperwork the lender asked for. So I asked what was the next step. Well, he looked at the documents and said it was not the right ones. He needed the statement, not an email. I informed him that Hubby went to the bank and that’s what they gave him. Salesperson also needed something from me that I had to contact someone. He also said in the meantime he needed Hubby to sign a document to get things rolling faster for us to get our new home. For the 1000th time I told him Hubby’s job was unpredictable but the best bet would be maybe Thursday afternoon or Friday.
This afternoon I acquired what Salesperson needed and called him. I told him the information. Here’s how it went and tell me if I had a reason to bitch slap him. Excuse the profanity.
After I gave him the information by phone:
HE: So when can ya’ll come in to sign the document, today?
ME: I don’t know. As I said before, he is working around the area and we do not know when he will be finished.
HE: Well maybe tomorrow?
ME: I don’t know. We were thinking Thursday afternoon or Friday. (I thought LISTEN TO ME A$$Hole!)
HE: What about tomorrow, 4:30?
ME: I said, I don't know. Depends if Hubby gets off in time.
He: Cool. We’ll see you then.
ME: (Thinking WTF?) But politely said, “We’ll see you when we get a chance.” We exchanged good byes and hung up.
However, after the phone conversation was ended, as I was sitting frustrated, BITCH SLAP was the first thought that came to mind that I could do to him next time I see him. Second thought was to go and shake him with my hands around his neck with his head is flopping back and forth, side to side.demanding him to listen to me and read my lips if need be.
When we first walked into the business just looking around, not intending to do anything but hope and see what was out there. As the salesman began interaction with us, he said, “We can get your a home.” We were frank with our financial history. “No problem” he and his boss said. So we started the grueling process with our hopes up high.
I admit, a sticky situation came up with our credit reports. We are rectifying it, or trying to anyway. They told us that would be no problem. They would work with us. They keep telling us the same thing.
We also told them Hubby works but his work hours can vary. We told them he would be out of town last week and it would be best to contact me. What do they do? They called him bright and early one morning waking him as he had been working graveyard shift.
My Hubby and I have been dealing with this salesperson for a couple of weeks now. Yesterday, I dropped off a document I had been waiting for that came in the weekend along with additional paperwork the lender asked for. So I asked what was the next step. Well, he looked at the documents and said it was not the right ones. He needed the statement, not an email. I informed him that Hubby went to the bank and that’s what they gave him. Salesperson also needed something from me that I had to contact someone. He also said in the meantime he needed Hubby to sign a document to get things rolling faster for us to get our new home. For the 1000th time I told him Hubby’s job was unpredictable but the best bet would be maybe Thursday afternoon or Friday.
This afternoon I acquired what Salesperson needed and called him. I told him the information. Here’s how it went and tell me if I had a reason to bitch slap him. Excuse the profanity.
After I gave him the information by phone:
HE: So when can ya’ll come in to sign the document, today?
ME: I don’t know. As I said before, he is working around the area and we do not know when he will be finished.
HE: Well maybe tomorrow?
ME: I don’t know. We were thinking Thursday afternoon or Friday. (I thought LISTEN TO ME A$$Hole!)
HE: What about tomorrow, 4:30?
ME: I said, I don't know. Depends if Hubby gets off in time.
He: Cool. We’ll see you then.
ME: (Thinking WTF?) But politely said, “We’ll see you when we get a chance.” We exchanged good byes and hung up.
However, after the phone conversation was ended, as I was sitting frustrated, BITCH SLAP was the first thought that came to mind that I could do to him next time I see him. Second thought was to go and shake him with my hands around his neck with his head is flopping back and forth, side to side.demanding him to listen to me and read my lips if need be.
These kind of conversations tells us they are really NOT listening to us, it has made Hubby and I step back and think if we want to deal with them any more. They were the first ones that said they could work with us. We had talked to other salesmen at other locations who didn’t go as far as these. They brought our hopes up high. But as I think, what good will it do if they are not listening to us!
Thankfully, we haven’t signed anything binding us to them. We will get our “good faith” deposit back if we decide to move on. And that will really suck for them because NO SALE. BOOYAH!
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